Empowering Your Financial Freedom: Personal Loans Tailored Just for You!
Loan amount
Borrowers can apply for a specific amount based on their financial needs and eligibility. Loan Amount Range between INR 30,000 to 50,00,000
Interest Rate
Personal loans may have fixed or variable interest rates. Interest Rate between 10.25% to 21.00%.
Tenure
Repay loans in easy instalments from 12 to 72 months as per your repayment choice
Processing Fees
A processing fee of up to 2% of the loan amount and requisite documentation charges are applicable, and the same is deducted from the loan amount at the time of disbursal
Loan Eligibility
Work experience
Should have completed minimum 2 years in employment and minimum 2 Months in the current organisation
Age
21 years of age and under 60 when the loan matures
Minimum Salary
Minimum net monthly income should be Rs. 25000/- for personal loan online application
CB Score
A good credit score, such as the mentioned CIBIL score of 680 or higher
Documents required
- Application form with photograph
- Proof of Identity: Self-attested photocopy of any one of the following:
- Driving license
- Passport
- Voters ID
- Aadhaar
- PAN
- KYC: Valid identity/Residence/Signature proof
- Income proof:
- Form 16/ITR for last 3 years
- Latest 3 months’ salary slip
- Banking: Latest 3 months’ Salary Credit Bank Statement.