Our home loan is designed customisable for our customers to make their dream of buying home comes true
Loan amount
Get Loan amount up to a maximum of ₹ 10 Cr
Interest Rate
Interest Rate between 8.50% to 11.99%.
Tenure
Repay loans in easy instalments from 12 to 360 months as per your repayment choice
Processing Fees
A processing fee of up to 1% of the loan amount and requisite documentation charges are applicable, and the same is deducted from the loan amount at the time of disbursal.
Loan Eligibility
Borrower
Salaried/Self-Employed
Work experience
Salaried – 2 years post qualification Self-Employed Architects – 3 years post qualification
Age
21 years of age and under 65 when the loan matures
Minimum annual income
Salaried Rs. 6,00,000/- (Gross Salary) Self-Employed Rs. 6,00,000/- (Net Profit)
Documents required
- 3 month’s salary slip (If variable components present in salary structure)
- Latest year Form 16
- Bank statements for the last 6 months
- Latest 2 years IT returns and computation of income (firm and individuals)
- Latest 2 years P&L statements, balance sheets (along with all the schedules) and capital account statements, certified by a C.A
- Latest 2 years audit reports
- [For self-employed : Turnover > 1,00,00,000; For self-employed professionals : Gross receipts > 25,00,000] and bank statements of the primary bank account for latest 6 months.
Partnership deed is required
- Shareholding pattern or memorandum and articles of association, attested by a C.A.
- List of directors.