Turning Dreams into Reality: Affordable Home Loans for First-Time Buyers
Loan amount
Get up to a maximum of ₹ 50 lakhs
Interest Rate
Interest Rate between 10.99% to 16.99%.
Tenure
Repay loans in easy instalments from 12 to 300 months as per your repayment choice
Processing Fees
A processing fee of up to 3% of the loan amount and requisite documentation charges are applicable, and the same is deducted from the loan amount at the time of disbursal
Loan Eligibility
Borrower
Get up to a maximum of ₹ 50 lakhs
Work experience
Salaried – 3 years Self-Employed Architects – 5 years
Age
21 years of age and under 65 when the loan matures
Minimum annual income
Min Household Income is Rs. 3lakh
Documents required
- 6 month’s salary slip (If variable components present in salary structure)
- Bank statements for the last 12 months
- Latest 2 years IT returns and computation of income (firm and individuals)
- Latest 2 years P&L statements, balance sheets
- Business Records for 1 years
- Bank Statement for 1 years